Privacy Policy

We collect information you provide directly to us, information we get from your use of our services, and information from third-party sources. This helps us provide you with better budget management tools and personalized financial insights.

We use your information to provide, maintain, and improve our budget software tools. Here's specifically how we use different types of data:

• Provide personalized budget recommendations and financial insights based on your spending patterns
• Process your transactions and maintain your account security
• Send you important updates about your account, new features, and security notifications
• Improve our software through usage analytics and user feedback
• Prevent fraud and maintain platform security
• Comply with legal obligations and respond to lawful requests
• Provide customer support and respond to your inquiries
• Conduct research and analysis to develop new features and improve existing ones

We process your personal information based on legitimate interests, contractual necessity, legal compliance, and your consent where required by law.

We don't sell your personal information. We may share your information in these specific circumstances:

• Service Providers: With trusted third-party companies who help us operate our platform, such as cloud hosting providers, payment processors, and customer support tools
• Business Transfers: If delythorimavexy is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction
• Legal Requirements: When required by law, court order, or government request, or to protect our rights and the safety of our users
• With Your Consent: We may share information for other purposes when we have your explicit consent
• Aggregated Data: We may share anonymous, aggregated data that cannot identify you personally for research and business purposes

We take the security of your financial information seriously. Our security measures include:

• 256-bit SSL encryption for all data transmission
• Advanced firewalls and intrusion detection systems
• Regular security audits and penetration testing
• Multi-factor authentication options for your account
• Employee background checks and regular security training
• Secure data centers with physical access controls
• Regular data backups with encryption at rest
• Incident response procedures and breach notification protocols

While we implement industry-standard security measures, no method of transmission over the internet is completely secure. We encourage you to use strong passwords and enable two-factor authentication on your account.

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. Here are our retention periods:

When you delete your account, we begin the deletion process immediately. Some information may be retained for legal compliance or legitimate business purposes as outlined above.

Under Australian privacy laws and international regulations, you have several rights regarding your personal information:

To exercise these rights, contact us using the information provided below. We may need to verify your identity before processing your request.

We use cookies and similar technologies to enhance your experience on our platform. These technologies help us:

• Remember your preferences and login information
• Analyze how you use our platform to improve performance
• Provide relevant content and features
• Prevent fraud and maintain security
• Measure the effectiveness of our marketing campaigns

Your information may be transferred to and processed in countries other than Australia, including the United States and European Union, where our service providers operate. When we transfer your information internationally:

• We ensure adequate protection through standard contractual clauses
• We work only with providers who meet international privacy standards
• We implement additional safeguards for sensitive financial data
• We comply with cross-border data transfer regulations

These transfers enable us to provide you with our services and support. All international transfers are conducted in accordance with applicable privacy laws.

delythorimavexy's services are not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

If we discover that we have collected personal information from a child under 18, we will delete that information promptly. Parents and guardians have the right to review, delete, and refuse further collection of their child's personal information.

We may update this privacy policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes:

• We'll notify you by email if the changes significantly affect your rights
• We'll post the updated policy on our website with a new effective date
• We'll provide a summary of key changes when material updates occur
• We'll give you adequate time to review changes before they take effect

Your continued use of our services after changes take effect constitutes acceptance of the updated privacy policy.

As an Australian company, delythorimavexy complies with the Privacy Act 1988 and the Australian Privacy Principles (APPs). This includes:

• Open and transparent management of personal information
• Anonymity and pseudonymity options where practicable
• Collection limitations and purpose specification
• Data quality and security requirements
• Individual access and correction rights
• Notification of eligible data breaches within 72 hours

If you have concerns about our privacy practices, you can lodge a complaint with us first. If unsatisfied with our response, you may contact the Office of the Australian Information Commissioner (OAIC).